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InsurTech weekly - How much AI might revamp Financial Services

How AI could change industry risk landscapes - How AI could impact Apple's FinTech initiatives - The cloud vs. on-premise debate in the AI..

How AI could change industry risk landscapes

The study looks at emerging AI risks across 10 industries in the next decade, exploring the probability and severity of various AI-related loss incidents, due to six risk categories that include data bias, cyber incidents, algorithmic and performance-related risks, among others. In which industries are AI risks more concentrated, and where could they become more prevalent with time? Figure 1 tries to answer this question by summarizing the risk rankings across industries.

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How AI could impact Apple's FinTech initiatives

Apple has stuck the landing on AI. The launch of Apple Intelligence has excited people, and despite its being "boring" in features, it looks usable. This is classic Apple. Apple has built UX and privacy as a moat. Whenever Apple sticks the landing on a technology, it reshapes the market. While current features are limited, what excites me is what could happen with AI + the Apple Wallet. Apple Wallet is the natural home for a private, secure, consumer-advocate AI that helps co-pilot or even becomes an agent to manage your finances.

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The cloud vs. on-premise debate in the AI era

As artificial intelligence (AI) takes the world by storm, an old debate is reigniting: should businesses self-host AI tools or rely on the cloud? For example, Sid Premkumar, founder of AI startup Lytix, recently shared his analysis self-hosting an open source AI model, suggesting it could be cheaper than using Amazon Web Services (AWS).

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