Décodeur de Tendances et Catalyseur d'Innovation
In response to the profound changes shaping our world (climate change & its consequences being one example) the insurance industry faces...
For the vast majority of insurance companies, coverage for electric vehicles is nearly identical...
Nearly a year and a half after the European Commission unveiled its FiDA proposal...
When considering the impacts of climate change on the insurance industry...
Once a niche gadget, the mobile banking app has evolved into the preferred channel for customer interaction...
With twelve million users and consistently topping customer satisfaction rankings...
Since its inception, Alan has approached healthcare not just through insurance...
After previously exiting the market, UK-based Virgin Money is once again offering home insurance...
McKinsey offers a more measured view of its potential in the insurance industry...
At the intersection of its unrivaled expertise in mapping and artificial intelligence, Alphabet (Google) is actively developing advanced...
The startup Coadjute has recently secured a £10 million investment round, with participation from three major British financial institutions
NewRetirement has secured a $20 million funding round, a pivotal moment to highlight its comprehensive approach to retirement planning
Receiving Celent's customer-centric innovation award provides Bank of America an opportunity to showcase the recent unification of its...
When most financial institutions dabble in artificial intelligence, especially generative AI in today's climate, they carefully avoid exposi
Most financial institutions agree on their role in their clients' essential ecological transition, but they usually limit themselves to stat
While digital usage seems to be on a constant rise among our citizens, Guillaume Almeras, in an article for BFM Business, points out
At the intersection of the proliferation of connected devices and the relentless rise in various types of deficiencies and malpractices,
Despite the introduction of payment interfaces through bank accounts in the UK in 2018 and mandated across Europe by the Payment Services Di
While the news isn't exactly hot off the press, I recently found out about OpenInsur thanks to its selection as the innovation of the month
On International Women's Day, the Australian bank NAB highlighted the career of the CEO of its digital subsidiary
Less than two years after a launch full of promises, NatWest has announced the discontinuation of its Buy Now, Pay Later (BNPL)
Gradually, project by project, Mastercard's foray into the world of open banking, which began in 2020 with the acquisition of Finicity,
While economic pressures continue to strain the budgets of Australian households, Ubank is rolling out a series of small, useful
The European Central Bank (ECB) regularly expresses concern over IT risks in the institutions it oversees.
As banks around the world, clearly overwhelmed by the rise of fraud, introduce increasingly intrusive and indiscriminate frictions...
At the convergence of two major trends—enterprise finance management ("BFM") and the development of new services for SMEs
Apple is firmly making its mark in the finance world, introducing a new feature in the latest iPhone operating system update that caters...
Yesterday, when I envisioned the expansion of Cambio's automated negotiation solution into the mortgage sector...
Exchange-Traded Funds (ETFs) have become one of the favorite investment vehicles for savers today, thanks to their simplicity...
Financial well-being is a crucial yet often overlooked and neglected aspect of individuals' lives. To bring this issue to the forefront...
Qorus's award for innovation to its implementation by Société Générale Assurances provides us with an opportunity to delve ...
For the millions of Americans who, due to a lack of proper education, hesitate to invest (a portion of) their savings in the financial...
Contrary to Northern European countries, Spain maintains a high density of bank branches...
Combating fraud is one of the most popular applications of artificial intelligence. With many scams starting with a phone call...
Likely driven by the immense popularity of Buy Now, Pay Later (BNPL) schemes, a minor revolution is unfolding in the credit card realm...
Large organizations are typically structured in silos, and within financial institutions, those housing corporate clients and individual...
While attempts by banks to venture into the telecommunications realm "above ground" have gradually vanished in France...
A year ago, Gartner discussed the emergence of the robot client, referring to an agent capable of managing consumer disputes...
Firmly established in its somewhat ambiguous position at the crossroads between its historical activity of split payments...
While banks worldwide are exploring opportunities to venture into peripheral businesses, particularly through the creation of marketplaces
After pioneering parametric insurance in the realm of climate risks, for which it is particularly well-suited, Descartes is now expanding...
The promises of artificial intelligence have sparked a massive wave of creativity among entrepreneurs worldwide
As it has now become a mainstream neo-bank, Revolut is revisiting its original promise of making life easier for borderless citizens
The modernization of core banking systems is a contentious topic in the banking sector (as well as in insurance)
While there has long been a downward trend, it seems that even when setting aside the specific effects of the health crisis...
Following a slowly spreading trend in Europe, in response to societal shifts regarding cash usage and banking services
It's clear that businesses in the 21st century are very different from those in past times, but unfortunately, banks
As part of its mobile phone insurance offering distributed through its partnership with Orange, BNP Paribas Cardif ...
No observer would boldly claim that the banking sector is extraordinarily innovative, but many would agree that it is dynamic...
HSBC's first attempt to rival Wise in the international money transfer market just over three years ago was less than impressive...
Slowly but surely, the correlation between financial well-being and workplace engagement is being recognized...
With the fading of short-term grand hopes for the metaverse, the promises of web3 have also receded, waiting for better days...
Despite several interesting individual initiatives, I haven't yet encountered an example of environmental responsibility...
While the official announcement cautiously mentions "the study of a project to cease operations," it's fairly obvious that ...
Despite their efforts, traditional banks remain unable to replicate the success formulas of FinTech.
The concept of parametric insurance has long been applied to weather events ...
As the presentation of the future European regulation on financial data access (accompanying DSP3) confirms its expansion...
Born in 2010, amidst the "digital" revolution, Metro Bank had the seemingly anachronistic ambition of reinventing the in-branch banking...
Having stepped down from her role as CEO at the end of last month, Anne Boden reflects in an interview with McKinsey
For many businesses, especially in the highly cautious financial sector, the arrival of ChatGPT ...
Globally, the digitization of services is causing concern among a significant portion of the population...
IBM has been a favored provider to financial institutions for over half a century, but today finds itself ...
The concept of "embedded insurance" is currently a popular topic, but its precise definition still appears unclear...
This innovation, which originated in 2020 but I only discovered today through a Qorus award...
Ever since the initial proposals to mandate data openness, financial institutions have been loudly protesting...
Like many financial tools, expense management is a necessary component of business management...
A recent TechCrunch article reminded startup founders that merely incorporating ChatGPT into their products...
Credit Karma is expanding its scope of services far beyond its original offering of free credit scores to Americans...
In the era of generative artificial intelligence, traditional virtual assistants, which never truly lived up to their name, are becoming out
When it comes to IT risk and cybersecurity in European banks, the supervisor's reports are becoming increasingly familiar...
Gradually, every area of finance is evolving into service form, ready to be incorporated into offerings...
Forget the work flexibility encouraged by the health crisis! While most companies are eager to revert to their pre-pandemic operations...
For French residents, the advance waiver of health care costs through the "third-party payment" ...
During the 2023 edition of the Finovate Fall conference in New York, the American startup Wysh introduced an innovative...
While Small and Medium-sized Enterprises (SMEs) are particularly vulnerable to various incidents, they often struggle with insurance ...
In a move that's still rare on a large scale in the insurance sector, the British group Admiral, through its exploratory division Pioneer...
Forrester's predictions for 2024 paint a somewhat somber picture of the banking industry...
While it may seem straightforward, the integration of preventive measures into insurance is advancing slowly within the industry...
Younited, a French fintech company already established in the European consumer credit landscape...
What if insurance focused on keeping us healthy rather ...
When traditional banks shy away from modernizing their core banking systems due to the complexity and extreme risks associated...
When Tesla introduces a new financing option in its electric vehicle purchase process, one can always expect some level of innovation...
After a period of initial excitement, doubts have recently surfaced in the world of autonomous driving.
Since its inception, Uber has built its success on user experience transparency, especially through its seamless integration of payment...
At first glance, Monzo's "Wrapped" campaign, which playfully offers customers a brief summary of their 2023 spending
Ida Krzemińska-Albrycht
Patrice BERNARD
Adrien Gonzalez
Florian Graillot
AstoryaIO
Reports
Essays
KPI
Newsletter
Startups