
Florian Graillot
December 19, 2025

The first article is an essay I wrote to reflect on my predictions for this year in terms of insurance innovation. For each of the three predictions, I first rate it, and then share insights on the trend itself. I also highlight key figures supporting the real dynamic on the ground.
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The second article is an essay I wrote a few weeks ago detailing how technology could boost insurance innovation at the 'product' level of the value chain. And I detail why these "tech-enabled MGA" make specifically sense around emerging risks as there is room for leveraging data and algorithms to better understand these risks. Hence, building more accurate products.
The third article is a report Deloitte put together on tech trends to watch in 2026. Like every year, the consulting firm lists technologies worth a look and gather figures to support trends they detail. Which go beyond artificial intelligence, which is obviously part of the list...