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InsurTech weekly - Could that tech disrupt car insurance ?

From Allianz’s view on emerging AI risks for insurers to debates on AI vs FinTech SaaS and the future of smartphones, this essay explores how AI reshapes risk, insurance and tech platforms.

1/ New risks facing re/insurers according to Allianz

The first article is a report Allianz released recently on major risks businesses should get ready to tackle. Like every year, it ranked and detailed top 10 to consider. And beyond the usual suspects (climate or cyber) one risk has surged since last year: AI-related risks ! For all of them, one can perceive a challenge, or an opportunity for tech-first players leveraging data and algorithms towards building the next insurance generation around Resilience.

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2/ Will AI Kill Fintech SaaS?

The second article is an essay from Simon Taylor on the impact artificial intelligence might have on SaaS in Financial Services. As investors and the market tends to believe AI is definitely threatening SaaS solutions, Simon explores this threat more specifically in the FinTech space. It all starts with the easiness to develop new product thanks to AI tools, to be compared with the value FinTech SaaS are supposed to deliver.

3/ The impact AI might have on smartphones

The third article, published in The Economist, explores the impact artificial intelligence might have on the current tech platform the world operates on: smartphones. The articles covers both hardware and software reasons to support such a perspective. Especially as tech giants - including Meta or Amazon - are accelerating their AI initiatives.

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