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InsurTech weekly - Insurance innovation is (not only) about technology

From WEF’s take on emerging insurance risks to AI-first FinTechs and niche market entries like Marshmallow, this roundup explores how startups are reshaping financial services with tech, data, and smart positioning.

1/ Emerging risks are new markets for insurers?

The first article is a report the World Economic Forum released earlier this year. It lists major risks insurers perceive as the next threat the industry may have to tackle.

I highlighted several of these "new risks" we are interested in and where we already see startup leveraging technology and data to unlock more insurance capacity. Building such resilience is where we believe the next wave of insurance innovation will come from !

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2/ AI is a tech enabler to the future of Finance?

The second article is an essay Simon Taylor published recently on AI-first FinTech startups. He highlighted several market opportunities where AI could be beneficial, lists competitive edges startups could build thanks to such technologies and named several players operating in that field.

3/ Niches are big enough to enter the market?

The third article is an essay Patrice BERNARD put together following Marshmallow massive funding round. He explored how FinTech startups - especially in the UK - are entering through specific niches. And he highlighted lessons learned from the most successful ones, including Marshmallow in the car InsurTech space !

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