InsurTech weekly - Is M&A the only way for insurers to keep growing ?

_{1/ Risks to get ready to tackle, according to the WEF}

The first article is a report the World Economic Forum published every year, ranking risks the world might face in the near future. As usual it ranks risks based on two different time frames: short term (in the next 2 years) ; medium term (in the next 10 years). And ranking are indeed different from each other ! While the short term ranking is very diverse in terms of type of risks expected, the long term ranking focuses a lot on climate-related threats.

_{2/ Where did customers spend money on mobile app last year?}

The seconde article, published on TechCrunch, details where customers spent their money on mobile last year. For the first time ever, they spent more on non-gaming apps, at a global level. This is driven by AI-first services which attracted a lot of attention and money too !

_{3/ The state of AI investment worldwide}

The third article is a report CBinsights published recently on the investment dynamic in AI-first startups. Based on deals announced last year and over $200B invested in that space only, CBinsights lists trends structuring that ecosystem - beyond AI Agents - and details those which matter the most. In addition, it highlights the dynamic in M&A and challenges both startups and tech giants face in what seems to be a paradigm shift !