InsurTech weekly - More risks or a better security: how AI is impacting cyber?

Moody’s study shows cyber insurance premiums reached $14B in GWP last year with 7% growth. While the market keeps expanding, growth is slowing and is expected to remain moderate.

_{1/ Cyber insurance is growing slower}

The first article, published in Reinsurance News, has a look back at the cyber insurance market. Based on a recent study from Moody's it highlights the mixed dynamic the market has been enjoying: premium are still growing, but the pace of growth is decreasing. With $14B in GWP last year, it was a 7% growth year-on-year. And it expects a similar pace in the near future unless a massive cyber event occurs.

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_{2/ The hardware challenge with AI}

The second article, published in The Verge, explores the hardware side of embracing artificial intelligence at a larger scale. As many devices have been released on the market, very few cross the chasm. In that background, the question remains on whether AI-first devices make sense, and if a single one will take the market or if it's rather a matter of ecosystem.

_{3/ Vibe... hacking is surging !}

The third article, published in The Verge, explores the growing threat surrounding vibe coding. As artificial intelligence is boosting development skills, it also enable (almost) anyone to become a hacker. Based on a recent study it highlights the dynamic in that space and how it unlocks new threats.