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InsurTech weekly - Some (insur-)tech trends matter more than others

From Munich Re’s top tech trends in insurance to AI-first banking and AI’s role in cybersecurity, this essay explores how artificial intelligence is reshaping finance and risk.

1/ Which tech trends really matter in insurance ?

The first article is a report MunichRE released a few days ago. Like every year it lists and ranks tech trends which matter the most in an insurance perspective. They are split in four major categories, including AI, obviously. And then, MunichRE highlights those who are expected to be the most mature and how incumbents should act accordingly: hold, assess, trial, adopt.

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2/ AI-first banking ?

The second article, is an essay Patrice BERNARD recently put together. It follows Qonto's introduction of AI-based features in the core of its user experience. As the French NeoBank aims at becoming an AI-first bank, what does it mean, how much does it impact the user experience, and how such an initiative could spread more broadly among incumbents ?

3/ AI in Cyber Security

The third article, published in The Economist, explores the recent updates in the LLM space. Focusing on Claude's latest release and its capacity to spot vulnerability in softwares, the article wonders whether artificial intelligence will boost threats or security. Which resonates a lot with the risk landscape where AI could be perceived as a double-edged sword.

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