
Florian Graillot
October 24, 2025

The first article is an essay I put together on what seems to me as a narrative arc in insurance innovation. Based on investment figures and KPI startups have shared themselves, I highlight major trends structuring the Pet InsurTech market across Europe. And beyond, I'm wondering what might happen next in that space, including M&A !
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The second article is an essay Simon Taylor put together on Stablecoins. Leveraging recent regulatory upgrades in the US he details downsides incumbents recently highlighted. Then he explains why banks should embrace Stablecoins and explores the regulatory environment based on risks he really perceives from this crypto-based trend.
The third article, published in The Economist, explores the dynamic surrounding self-driving cars in China. It starts with a market overview, highlighting how robotaxis are gaining momentum in several cities. Then it details how much a test & learn approached has helped support such a dynamic. Ultimately it reminds us with the regulatory environment which unlocked such initiatives.