InsurTech weekly - Where does insurance innovation stand?

_{1/ The state of InsurTech & Resilience in Europe}

The first article is an online conference we ran with astoryaVC on the state of insurance innovation. Based on every deal announced this year across Europe, we analyzed the investment dynamic alongside the value chain and across business lines ; highlighted major trends at work in insurance innovation and detailed what also matters in adjacent categories - including 'resilience' and emerging 'risks' - which incumbents should keep an eye on !

_{2/ The state of innovation in the banking space}

The second article is an essay Simon Taylor put together on where innovation stands in Financial Services, and more specifically in the banking space. Based on recent financial results incumbents published, he explores how much FinTech - and tech players more generally - have indeed challenged or at least inspired historical players. He includes a market split between banking giants, smaller - shadow - ones and what he calls "the UX layer".

_{3/ Smart Rings are the next health wearables ?}

The third article, published on Bloomberg, explores the Smart Rings market as it had a nice year last year and might surge this year ! As sales have overtaken those of smartwatches, and wellness tracking keeps its momentum, new brands are entering the market to compete with Oura, the leader so far. Longer battery life and a less obtrusive form factor should help turn these wearables more mass market !