Split alongside the value chain

Here is how the €700m+ invested in InsurTech Europe over H1 2022
split alongside the value chain:

No surprise ‘distribution’ is over half of deals announced (as usual since InsurTech inception).

Great to see more startups addressing the ‘product’ part of the value chain. This is a mix of players addressing new risks (cyber insurance, weather parametric insurance, etc) and startups addressing commoditized lines with new tech (e.g. telematics applied to car insurance).

Getting more specific around ‘distribution’

But the more the ecosystem is maturing, the more granular startups are getting around it: from B2C initiatives, to tools for brokers, and now ‘Embedded Insurance’ solutions opening a new insurance distribution channel through platforms / eCommerces / marketplaces).

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