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InsurTech weekly - New year, new risks ?

New risks insurers should consider tackling - The state of FinTech - AI’s future, though LeCun’s lens

New risks insurers should consider tackling

The Global Risks Report explores some of the most severe risks we may face over the next decade, against a backdrop of rapid technological change, economic uncertainty, a warming planet and conflict. As cooperation comes under pressure, weakened economies and societies may only require the smallest shock to edge past the tipping point of resilience.

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The state of FinTech

Simon Taylor put together 65 pages detailing major trends in each sub-vertical. It also includes embedded finance or how tech giants are doing with Financial Services. This insight is valuable for anyone with an interest in InsurTech, considering that this industry lags 3-5 years behind FinTech in terms of maturity. While not all trends are directly transferable, several concepts may be applicable in the insurance sector. KPIs, achievements, or the measurable impact of technology on the banking industry can provide insights into what to anticipate in the realm of InsurTech.

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AI’s future, though LeCun’s lens

DO NOT PREACH doom to Yann LeCun. A pioneer of modern AI and Meta’s chief AI scientist, LeCun is one of the technology’s most vocal defenders. He scoffs at his peers’ dystopian scenarios of supercharged misinformation and even, eventually, human extinction. He’s known to fire off a vicious tweet (or whatever they’re called in the land of X) to call out the fearmongers. When his former collaborators Geoffrey Hinton and Yoshua Bengio put their names at the top of a statement calling AI a “societal-scale risk,” LeCun stayed away. Instead, he signed an open letter to US president Joe Biden urging an embrace of open source AI and declaring that it “should not be under the control of a select few corporate entities.”

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