InsurTech weekly -What an AI week !?

_{Challenges & opportunities in insurance underwriting}

‍The global P&C insurance industry faces significant challenges, with global combined ratios reaching 103% in 2022. Inflationary pressure and a volatile risk landscape have tested traditional underwriting strategies; accurate risk prediction and pricing are becoming increasingly challenging and leading to insurability concerns. In response, P&C insurers need to rethink their underwriting strategy to drive tangible business benefits.

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_{UX in Financial Services: why banking app lose momentum?}

‍While digital usage seems to be on a constant rise among our citizens, Guillaume Almeras, in an article for BFM Business, points out a surprising decrease in French people's use of banking apps, based on studies by the reputable FBF. How can this be explained?

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_{The state of Generative AI stacks}

‍Tech giants invested $75B into GenAI hardware infrastructure in the past 6 quarters. In this part of the GenAI stack, it makes little economic sense for startups and their backers to compete. Where are VCs allocating their capital today, and where will they in the next 12 months?

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