InsurTech weekly - Are time & demographics the main drivers of tech revolutions in insurance?

_{1/ Beyond agents, the future of insurance distribution}

The first article is a report Roland Berger and the InsurTech Hub Munich published a few weeks ago. It starts with an overview of where the market currently stands, then it details the future mix of distribution channels and highlights 8 archetypes. It also lists requirements for incumbents to succeed in each of them. This covers brand, technology, pricing or processes for instance.

_{2/ What’s hot in FinTech ?}

The second article is a report from the Silicon Valley Bank on trends at work in the FinTech industry. It details the investment dynamic Worldwide, compares startups in terms of operational efficiency and explores corporates / startups relationships (including m&a). Ultimately, it highlights 4 trends to watch next year. I really enjoyed the one on “cracking CAC by leading with value” which resonates a lot with the value proposition topic I often raise in InsurTech !

_{3/ The state of technology}

The third article is a report Benedict Evans released recently. Every year he shares his views on major tech trends. Hence, it’s not a surprise this year’s report is once again around AI. He shares insights about adoptions levels, challenges LLM still need to tackle and a perspective on how Enterprises could benefit from them. In addition, I believe there are 3 trends in that report which resonate a lot with our insurance innovation market.