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InsurTech weekly - Beyond OpenAI's drama, how that tech could revamp intermediaries

Room for innovation in insurance Europe - AI in selling financial products online - Is Japan the next place to embrace self-driving cars?

1️⃣ Room for innovation in insurance Europe

Despite a recent period of disruption, the European insurance industry has remained stable. Insurers recovered quickly from the short-term profitability hit caused by COVID-19, and the outlook is positive: McKinsey projects about 3 percent annual premium growth and 8 percent growth in profits by 2025. European InsurTech startups have the potential to become a €200 billion market by 2030. How can they turn this opportunity into reality?

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2️⃣ AI in selling financial products online

The physical branch has been the primary sales channel for traditional banks, even as the broader business increasingly becomes digitalized. However, decreased foot traffic, digitally savvy consumers, competitive threats, artificial intelligence (AI), and technology transformation all challenge the status quo, demanding the digitalization of marketing and sales. Given the complexity of the value chain, this requires transformational change. This Viewpoint sets out an eight-stage approach to delivering digital sales success for banks.

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3️⃣ Is Japan the next place to embrace self-driving cars?

Cruise is moving at a breakneck pace to get its driverless vehicles in more cities. The GM-backed company says it’s targeting 12 more markets in the US alone. Autonomous vehicle operator Cruise, which is backed by General Motors, will launch a robotaxi service in Japan by 2026. It’s another sign that GM does not intend to back down from its commitment to get driverless cars in more cities as rapidly as possible.

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📊 My 5 takeaways on The State Of InsurTech Q3 2023

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