InsurTech weekly - Regulation: a double-edged sword for incumbents ?

Explore how tech enables scalable Embedded Insurance, what’s next for FinTech in a "profitable growth" era, and how Texas regulations helped autonomous vehicles—and Tesla’s robotaxi—gain ground.

_{1/ The tech side of Embedded Insurance}

The first article, written by the BCG, explores the tech challenges surrounding Embedded Insurance. It reminds us with what this indirect distribution channel is about and list where incumbent should focus their tech efforts to build a scalable and resilient infrastructure. As tech is as important - to connect to external partners and deliver a high number of transactions - as insurance knowhow in Embedded Insurance.

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_{2/ The future of FinTech}

The second article is a report the World Economic Forum put together on the state and future of FinTech. It details the dynamic so far in that space, and highlights major areas where technology have happened. To go further, it explores room still available for more innovation in Financial Services, keeping in mind that the startup & VC market has shifted from "growth at all cost" to "profitable growth". Which obviously impacts the kind of companies entrepreneurs can build and get funded nowadays.

_{3/ Regulation favoring innovation}

The third article, published in The Verge, on the regulation surrounding Autonomous Cars in Texas. It reminds us with latest regulatory upgrades, and highlights why such decisions from a few years ago have unlocked an industry to flourish in that state where Tesla is testing its first robotaxi service.